AML Compliance for Real Estate.
Meet your new Tranche 2 obligations without slowing down your team. Visibl combines digital speed with human expertise to keep your listings moving and your agency audit-ready.
Understand what AML for real estate agents means and protect yourself
without additional headcount.
Understand what AML for real estate agents means and protect yourself
without additional headcount.
From July 1 2026, AUSTRAC will demand rigorous vetting of all your vendors, buyers and property transactions, which means heightened liability for agency principals. Visibl provides the technology and expertise you need to meet all your AML/CTF obligations with confidence. From July, over 45,000 real estate agencies will become regulated entities, so you’re not alone and we’re here to help you navigate your anti money laundering and counter terrorism financing obligations with ease.
Purpose-built for independents, multi-office
networks and buyers agents.
Purpose-built for independents, multi-office
networks and buyers agents.
Independents
Simple, guided compliance without overhead. Transparent pricing. Audit-ready outputs. When it comes to smaller teams we often get asked, “can one person do multiple roles”? Yes, role-based permissions allow a single person to hold multiple functions. For example an individual can have the agent tasks plus all senior manager/principal obligations layered on top. This is common in small agencies and the platform handles it natively.
Multi-office networks
Standardised compliance across regions and offices. Network dashboards and governance reporting. For multi-office networks the question top of mind is how do we manage this consistently across every office and do we need Compliance Officers for each office? No you don’t, you can either have one Compliance Officer across your whole network and Visibl consolidates everything into one dashboard for you or you can set them up all individually.
Buyers agents
Reputation-first compliance that won’t slow clients or deals. Simple verification without the bottlenecks. One of the top questions we get is; “How many hours a week is this going to take me? For smaller teams, for example a six-person buyer's agency doing 10–15 settlements a month, it’s likely less than half a day per week — and most of that is quarterly reviews and flagged exceptions. You don't need a dedicated compliance role, you need a system to guide you through it.
Compliance that fits how property actually works
Compliance that fits how property actually works
Real estate moves fast, margins are tight and reputation is everything. Visibl is a purpose-built AML solution built around real estate’s operational model.
Top Tips
How do you think this regulatory shift will impact real estate agencies the most and what's your top tip for getting started?
When we founded and built Visibl, we really had the real estate industry in mind. Unlike professional services like corporate lawyers and accountants, who are used to dealing with legislation and regulators (including for their clients) for real estate, this had the potential to be such a disruption to their day to day. Teams have to stay focused dealing with clients, so I wanted to build a product that understands the unique requirements of real estate and make it simple to manage on a daily basis, i mean really simple, like minutes per day. I’ll give you an example, the real estate agent has to KYC a buyer, who is based overseas, the automated system response comes back with a high risk rating, and an agent feels blocked to progress the deal. This is when you need the simple, fast escalation path, it needs human judgement where we’ll guide your team on what documents to ask for, they flick on a document upload link and the verification engine quickly runs. This is where we’re different. I want clients to enjoy the ease of a digital solution, the green tick of approval that happens 95% of the time, but in those 5% moments when you need a specialist, you’ll have one. - Kaan Yuksel, Managing Partner
It's really important to stay on top of risk changes and team member changes as this can materially change your risk score. For example if your AML compliance officer leaves and a new one gets appointed you have to lodge this change with AUSTRAC. The penalties for not lodging and updating who the officer is can be as high as $10,000 a day. Thankfully our platform helps you monitor and manage any material change and will remind you of outstanding tasks to check and confirm changes. That’s $10,000 you can spend on something else, maybe running your business.
Key Tranche 2 requirements covered.
From first policy to final audit
Key Tranche 2 requirements covered.
From first policy to final audit
Visibl brings together the tech to move fast and the certified experts to back you up. We give you an audit-ready system that stays in your corner.
“Coming from banking I understand working in a regulated industry but I wasn't exactly clear on the level of reporting obligations for us as a buyer’s agent under Tranche2 compliance. The demo with Kaan and Lu was tremendously helpful and clearly translated an 88 page document for me precisely for my industry and our business.”
Eshanee Collins, Settlements Coordinator, InvestorMate
The cost of getting it wrong isnt just fines, it's your reputation.
The cost of getting it wrong isnt just fines, it's your reputation.
AUSTRAC has significant enforcement powers to penalise firms for failing to meet these new standards, up to $6 million for individuals such as agency principals. These penalties apply to any business, regardless of size. Ignoring these obligations isn't just a legal oversight; it's a direct risk to your firm’s future. Read more about AML Tranche2 compliance.
For helpful guidance directly from AUSTRAC you can visit their site to access real estate starter kits to help you meet your anti-money laundering and counter-terrorism financing (AML/CTF) obligations.
Regulatory Risk
AUSTRAC has the authority to review your files, conduct audits and enforce strict compliance.
Reputational Risk
Public enforcement actions or negative media can damage client trust and your reputation.
Operational Risk
Poorly managed compliance leads to delays and friction that frustrates your clients and partners.
Other professions covered by Tranche2 include Accounting and Legal. Learn how Visibl can support.
Save up to $17k per year*
The Australian Government estimates the cost of an AML compliance program to be over $23k per year. Learn how you can save money with Visibl.
Tranche 2 is coming. Get real estate-ready today.
Savings Calculated based on Visibl Starter Plan but does not include additional KYC verifications, users, escalations or support. Annual Subscription AU$3780 plus the one-time onboarding fee AU$2000 deducted from the estimated annual cost burden of $23,800 to the real estate industry determined by the Australian Government. Documented in the 'Reforming Australia's Anti-Money Laundering and Countered Terrorism Financing Regime Impact Analysis' by The Australian Government. Page 111.